ASN Bank participated in the 2025 SSM stress test
ASN Bank N.V. (ASN Bank) has participated in the 2025 Single Supervisory Mechanism (SSM) stress test conducted by the European Central Bank (ECB)1. ASN Bank takes note of the announcement made by the ECB on the stress test today, and acknowledges the outcomes of this exercise.
The stress test assessed the resilience of European banks to adverse market developments over a period of three years and did not contain a pass/fail threshold. The results of this stress test will be used by the ECB as input in the upcoming Supervisory Review and Evaluation Process (SREP).
Applying the assumptions and methodological restrictions of the stress test’s adverse scenario, ASN Bank’s Common Equity Tier 1 (CET1) capital ratio at year-end 2027 would end up in the highest range of ≥ 14%, as used by the ECB, and substantially above our SREP CET1 capital ratio requirement of 11.1%. As at 31 December 2024, our CET1 capital ratio, in line with Capital Requirements Regulation 3 (CRR 3), stood at 20.4%.
For more information on the outcome of the 2025 SSM stress test, visit bankingsupervision.europa.eu.
[1] ASN Bank operated under the name de Volksbank until 1 July 2025. The ECB will refer to de Volksbank N.V. in its publications regarding the stress test results.
